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Standard Savings Account

U.S. Bank offers FDIC-insured Standard Savings accounts with competitive interest rates on lower account balances.

Standard Savings Features

Apply Now for a Standard Savings Account

Minimum Opening Deposit1 $25
Monthly Maintenance Fee Click here for Service Fees
Requirements to Waive Monthly Maintenance Fee $300 minimum daily ledger balance or $1,000 average monthly collected balance.
Interest View Today's Interest Rates
Check Writing No
U.S. Bank Overdraft Protection Can be used as overdraft protection for a U.S. Bank checking account.
ATM Transactions2 Free at U.S. Bank ATMs
Access through a U.S. Bank Check Card or ATM Card3 Yes
U.S. Bank® Internet Banking4 Yes
Statement Quarterly; can be linked to monthly checking statement.
Other5 Interest compounded daily,
paid quarterly
FDIC-insured.
  1. Minimum Opening Deposit may differ from your local branch and is only valid when you apply online.
     
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  2. Other ATM network owners may assess a usage fee.
     
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  3. U.S. Bank Check Card requires a U.S. Bank checking account and customer qualification.
     
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  4. U.S. Bank Internet Banking requires a U.S. Bank checking account.
     
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  5. Please refer to the Account Disclosures, Terms and Conditions for complete information, including transaction limitations, on savings accounts.
     
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For more information refer to the Account Disclosures, Terms and Conditions, visit a local branch or call our 24-Hour Banking and Financial Sales.

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